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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of January 15, 2018. Fees may reduce earnings.


Kasasa Cash* Learn More

Balance Rate APY
0 - $10,000 1.98% 2.00%
$10,000+ 0.25% 2.00% to 0.41%
All balances if qualifications not met 0.05% 0.05%

Qualifications

It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Kasasa Saver* Learn More

Balance Rate APY
0 - $10,000 0.50% 0.50%
$10,000+ 0.25% 0.50% to 0.27%
All balances if qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking 

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Savings Accounts

Account Minimum Balance APY
Share Savings $5 0.05%
Share Draft Account Interest on Balance > $1,000 0.05%
Montana Medical Savings $35  0.05%
IRA Shares $5 0.25% 

Money Market Account Learn More

Balance APY
$0 - $9,999 0.15%
$10,000 - $24,999 0.20%
$25,000 - $49,999 0.25%
$50,000 - $99,999 0.35%
$100,000+ 0.50%

$5,000 minimum deposit.

Share Certificates Learn More

Term APY
6 Months 0.40%
1 Year 0.60%
2 Years 0.90%

$1,000 minimum deposit. Penalty for early withdrawal.

IRA Share Certificate Learn More

Term APY
1 Year 0.60%

$1,000 minimum deposit. Penalty for early withdrawal.

Loan Rates

Loan APR
Vehicles 2011-2019 Rates as low as 3.50% APR
Vehicles 2010 and older Rates as low as 4.75% APR
RVs and Boats 2011-2018 Rates as low as 4.50% APR
RVs and Boats 2010 and older Rates as low as 6.00% APR
Off Road Vehicles 2009-2017 Rates as low as 6.25% APR
New Mobile Homes (never titled) Rates as low as 4.00% APR
Used Mobile Homes Rates as low as 4.75% APR
Unsecured Signature Loans Rates as low as 8.00% APR
Overdraft Protection LOC Rates as low as 12.00% APR
Visa Credit Card 11.90% APR
Home Equity Loans Rates as low as 5.00% APR
Share & Money Market Secured Loans 2.00% APR
Certificate Secured Loans Certificate APY plus 2.00%

All loans are subject to approval. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications and collateral conditions.

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