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What is a credit union?

And how is it different from a bank? Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates. Credit unions are owned and controlled by the people (members) who use its services. Your vote counts — our board of directors is elected by our members and are unpaid volunteers.

Who Can Join?

You don’t have to be a teacher to become a member. Montana Educators' Credit Union is open to:

  • All residents of Missoula, Granite, Lake, Mineral, Ravalli, and Sanders counties.
  • Families of current members 

Join Today

Please print and complete both pages of the application. Bring the completed application to our main branch.

Current picture identification is required to open an account. If your current address is different than your ID, you will also need to bring a monthly bill (phone, utility, credit card, etc.) that shows the current address. All signers on the account must provide identification.

Apply Now

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Create a lifelong relationship with Missoula locals just like you. It all starts here.


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