Privacy Policy Notice

 

 

Important Information. Please Read Carefully.

 

We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.

Montana Educators' Credit Union is owned by its members and is run by a board of directors that you elect. You can be confident that your financial privacy is a top priority of this credit union. If you have any questions, please contact us at (406) 728-1034.

We are committed to provide you competitive products and services to meet your financial needs. This frequently necessitates that we share information about you to complete your financial transaction requests and to provide you the financial arrangements that you desire.

We collect nonpublic personal information about you from the following sources:

· Information we receive from you on applications or other forms.

· Information about your transactions with us or others; and

· Information we receive from a consumer-reporting agency.

 

To complete your financial transaction requests and provide the financial arrangements that you desire, we may disclose the following kinds of nonpublic personal information about you:

· Information we receive from you on applications or other forms, such as your name, social security number, birthday, home address, job position and employer.

· Information about your transactions with us, such as your account balances and payment history.

· Information that we receive from a consumer reporting agency, such as your credit worthiness and credit history.

If you terminate your membership, we will continue to adhere to the privacy policies and practices as described in this notice.

We may disclose all of the information we collect, as described in this notice, to companies that perform marketing services for us concerning our services.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted or required by law.

We do not provide, share or sell nonpublic personal information about you:

· To financial or marketing companies that sell lists to other parties; or

· To financial or marketing companies that provide you information about their services.

We restrict access to nonpublic personal information about your to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.


MECU FORM 1-01                                                                        01/16/2001